Site Home Logo
Your use of this website is governed by our Terms and Conditions and Privacy Policy, and the FNZ Terms of Access. For more information about Consilium and the services we provide visit www.consilium.co.nz or www.consiliumwrap.com
© Consilium NZ Limited. All rights reserved.
This Website is hosted by FNZ Limited. By accessing this website you agree to the terms of access listed below.
The content on this website is for information only. While FNZ Limited uses all reasonable care to ensure that the content provided on this website is free from error, FNZ Limited does not warrant its accuracy, correctness, adequacy or completeness or its suitability for your intended use. FNZ Limited is not responsible for any decision made or action taken by anyone in reliance upon the information on this website. The content on this website does not constitute a recommendation or advice to anyone and is not intended to be a substitute for commercial judgement or professional advice (whether of an investment, legal, tax and accounting, or other nature) and you should seek professional advice relevant to your circumstances as to the suitability of any securities or investments referred to on this website.
FNZ Limited disclaim, to the fullest extent permitted by law, all liability or responsibility to anyone for any direct or indirect loss or damage that may result from the action or failure to act by anyone in reliance on the content of this website.
All content on this website (including these terms of access) are subject to change at any time.
Unless otherwise specified, the content on this website has been prepared in accordance with New Zealand law for the supply of products and services in New Zealand to customers of FNZ Limited who are resident in and/or carrying on business in New Zealand. The content of this website and any contracts formed with FNZ Limited arising out of this website are governed by New Zealand law and New Zealand Courts have jurisdiction.
This website may contain material produced by third parties and links to other sites. FNZ Limited does not accept any responsibility or liability in relation to such third party content.
Any information you transmit to FNZ Limited will be held by FNZ Limited and may be used by them to, amongst other things, advise you of their respective products and services and those of selected third parties. You have the right to access and correct your personal information held by FNZ Limited. For more information see our Privacy Policy .
FNZ Limited owns (or has licences for) all copyrights, database rights and all similar rights for this website and all trademarks and other materials used on this website. No part of this site may be reproduced or adapted in whole or in part without the prior consent of FNZ Limited.
You acknowledge that FNZ Limited have the right to suspend operation of this website at any time (including if, in its opinion, some threat is posed to any system or part of any system). You also acknowledge that FNZ Limited may suspend the operation of the website at regular intervals for periodic maintenance and administration tasks.
You are responsible for and must take all reasonable care to ensure the information you supply to FNZ Limited is accurate. You must let FNZ Limited know as soon as you become aware of any error or mistake.
While all reasonable care is taken by FNZ Limited to provide a secure website, they will not, under any circumstances, be held liable for any loss, damage or liability caused by any breach of security including unauthorised access to or use of the website. You acknowledge that you are aware of, and agree to accept, any risks associated with investing via the Internet, including without limitation the possibility that third parties may gain access to information which is confidential. You agree to release and indemnify FNZ Limited and their respective agents from any loss, damage or liability resulting from any breach of Internet security, including without limitation the use or misuse (including fraudulent use) of the Wrap Password or confidential information.
You are responsible for protecting your own computer(s) and/or network from being affected by viruses, bugs etc. whilst using this website. FNZ Limited is not responsible if you are unable to access or use this website due to any virus, bug etc. nor for any loss or damage you may suffer as a result of a virus, bug etc. affecting your computer(s) and/or network.
Certain data accessible on this website is the intellectual property of the relevant news and information service provider or third parties that provide such data to the relevant service provider, or us. The data is protected by copyright and other intellectual property laws and all ownership rights remain with the information service provider or the third party or us, as the case may be.
You may only use the data retrieved from the website for your own personal and non-commercial purposes. Such use will be in accordance with these Terms of Access and the requirements set out elsewhere on our services. You may not copy, distribute or redistribute the data, including by caching, framing or similar means or sell, resell, re-transmit or otherwise make the data retrieved from our services available in any manner to any third party.
Where the information consists of pricing or performance data, the data contained therein has been obtained from sources believed to be reliable. Data computations are not guaranteed by any information service provider, third party or us or any affiliates and may not be complete. No information service provider, third party or us gives any warranties, as to the accuracy, adequacy, quality or fitness, timeless, non-infringement, title, of any information for a particular purpose or use and all such warranties are expressly excluded to the fullest extent that such warranties may be excluded by law. You bear all risk from any use or from the result of using any information. You are responsible for validating the integrity of any information received over the Internet.
This website contains information from various third parties including pricing providers and stock exchanges.
Please view the full data vendor disclaimer and the user terms which relate to Morningstar Products contained within reports generated and pages displayed on this site at the following url: https://www.morningstar.co.nz/NZAbout/Disclaimer
Any data relating to NZX pricing, market announcements, market depth or indices is delayed 20 minutes and is subject to the below provision
(a) NZX and Information Providers reserve all Intellectual Property Rights to the Information;
(b) NZX and Information Providers accept no liability for the display of the Information or any
losses or claims arising from use of the Information;
(c) Information is for the personal use of the recipient and may not be redistributed by the
recipient to any third party without the prior permission of NZX; and
(d) NZX may suspend or terminate receipt of Information by any Person if NZX has reason to believe
the Information is being misused or misrepresented.
Money in the FNZ Limited Client Funds Account held on your behalf, will constitute debt securities held by FNZ Custodians Limited as the nominal owner in a bank account with ANZ Bank New Zealand Limited. The direction, withdrawal and placement of those funds is purely with you, the underlying owner, or your adviser (as the authorised person appointed by you).
Money in the FNZ Limited Client Funds Account is not an offer of securities by ANZ Bank New Zealand Limited.
None of ANZ Bank New Zealand Limited, any affiliate of ANZ Bank New Zealand Limited, or any of their directors, officers, employees, agents, or permitted assigns makes any representation or warranty, express or implied, to any person, including, but not limited to you as to whether a potential investment in any account held with ANZ Bank New Zealand Limited is suitable for them.
Where the Services include data provided by CSB and/or ABA, you as customer agree and acknowledge that the CUSIP Database and the information contained therein is and shall remain valuable intellectual property owned by, or licensed to, CUSIP Global Services ("CGS") and the American Bankers Association ("ABA"), and that no proprietary rights are being transferred to you as customer in such materials or in any of the information contained therein. Any use by you as a customer outside of the clearing and settlement of transactions requires a license from CGS, along with an associated fee based on usage. Subscriber agrees that misappropriation or misuse of such materials will cause serious damage to CGS and ABA, and that in such event money damages may not constitute sufficient compensation to CGS and ABA; consequently, you agree that in the event of any misappropriation or misuse, CGS and ABA shall have the right to obtain injunctive relief in addition to any other legal or financial remedies to which CGS and ABA may be entitled."
You agree that you shall not publish or distribute in any medium the CUSIP Database or any information contained therein or summaries or subsets thereof to any person or entity except in connection with the normal clearing and settlement of security transactions. You further agree that the use of CUSIP numbers and descriptions is not intended to create or maintain, and does not serve the purpose of the creation or maintenance of, a master file or database of CUSIP descriptions or numbers for itself or any third party recipient of such service and is not intended to create and does not serve in any way as a substitute for the CUSIP MASTER TAPE, PRINT, DB, INTERNET, ELECTRONIC, CD-ROM Services and/or any other future services developed by the CGS."
NEITHER CGS, ABA NOR ANY OF THEIR AFFILIATES MAKE ANY WARRANTIES, EXPRESS OR IMPLIED, AS TO THE ACCURACY, ADEQUACY OR COMPLETENESS OF ANY OF THE INFORMATION CONTAINED IN THE CUSIP DATABASE. ALL SUCH MATERIALS ARE PROVIDED TO YOU ON AN "AS IS" BASIS, WITHOUT ANY WARRANTIES AS TO MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OR USE NOR WITH RESPECT TO THE RESULTS WHICH MAY BE OBTAINED FROM THE USE OF SUCH MATERIALS. NEITHER CGS, ABA NOR THEIR AFFILIATES SHALL HAVE ANY RESPONSIBILITY OR LIABILITY FOR ANY ERRORS OR OMISSIONS NOR SHALL THEY BE LIABLE FOR ANY DAMAGES, WHETHER DIRECT OR INDIRECT, SPECIAL OR CONSEQUENTIAL, EVEN IF THEY HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IN NO EVENT SHALL THE LIABILITY OF CGS, ABA OR ANY OF THEIR AFFILIATES PURSUANT TO ANY CAUSE OF ACTION, WHETHER IN CONTRACT, TORT, OR OTHERWISE, EXCEED THE FEE PAID BY YOU FOR ACCESS TO SUCH MATERIALS IN THE MONTH IN WHICH SUCH CAUSE OF ACTION IS ALLEGED TO HAVE ARISEN. FURTHERMORE, CGS AND ABA SHALL HAVE NO RESPONSIBILITY OR LIABILITY FOR DELAYS OR FAILURES DUE TO CIRCUMSTANCES BEYOND THEIR CONTROL.
You agree that the foregoing terms and conditions shall survive any termination of its right of access to the materials identified above.
CUSIP identifiers, including ISINs have been provided by CUSIP Global Services. Copyright 2015, American Bankers Association CUSIP Database provided by the Standard & Poors Financial Services LLC. All rights reserved.
This website is hosted by FNZ Limited ("FNZ") who are providers of custodial and administration services.
By accessing this website you agree to the Terms Of Access
The personal information collected through your Adviser will be held by FNZ for the purpose of providing the website to you and for administering your bank accounts and investment portfolio(s). Pursuant to the Privacy Act 1993 you may request access to and correction of the personal information you provide to FNZ.
FNZ will not sell, publish or give away your information except to authorised representatives or your financial adviser. Information you have provided can be used by FNZ and or it’s authorised agents to carry out FNZ’s business.
In certain circumstances, FNZ may be obliged to disclose information to regulators, law enforcement or other government officials, (e.g. in connection with an investigation of fraud or any other activity that is illegal, or that may expose us to legal liability.
FNZ maintain our security standards and regularly update our technology to provide protection for your personal and financial information. Your adviser may email you from time to time about operational matters to do with your investment portfolio(s) in general. Do not send personal account information in any Internet email correspondence with FNZ . We may keep details of any exchange of emails between us, as we do for traditional correspondence.
The Internet can be a secure environment which must be enabled through both your browser and through appropriate website security standards. You should be able to tell whether a site is secure through a symbol displayed on your browser; for example, Microsoft Internet Explorer displays a padlock at the bottom of the screen to indicate this. If any input page, the email form for example, is not secure because of the way the data is transmitted over the Internet we will clearly notify you on the page. FNZ uses 128-bit encryption technology to secure information over the Internet. If you do not have a browser with this capability, you will need to upgrade before you can use this website. You can download the latest browsers from the Netscape website or the Microsoft website.
The websites uses 'cookies'. A cookie is a small data file that the website sends to your browser, which may then store it on your system for later retrieval. Cookies track your movements through different websites; they do not record any other personal information about you. Cookies are widely used on websites to help with navigation, to help personalise your experience and prevent unauthorised access when you visit a website. As the website use cookies to prevent unauthorised access to the site, it is important for you to accept cookies in your browser. You can obtain more information on the Internet by visiting websites such as Microsoft or Netscape.
The most important thing for you to remember is never to let anyone else know your username or password.